At Pocket Cash, we’re shaking things up. Gone are the days of waiting weeks for approval on a personal loan. Our team makes it simpler than ever to get the cash you need when you need it.
At Pocket Cash, we won’t just tell you what you want to hear. We pride ourselves on being transparent and honest with our customers. When you submit an application to Pocket Cash, we’ll work to match you with a compatible lender as quickly as possible. You won’t need to fill out pages of paper forms or wait in queues as long as the Nile River. All you need to do is fill out our speedy online application form which, you guessed it – can be done from the comfort of your own home.
Do our lenders do credit checks?
The answer is, generally, yes. We work with a wide range of reputable and responsible lenders which each have their own specific assessment processes. Some may conduct credit checks. The lender we potentially match you with will likely conduct a credit check when you apply for a personal loan. However, this won’t be the only piece of information they will base their assessment on. Remember, we will always do our best to match you with a lender capable of giving you the cash you need to suit your situation.
Does the phrase ‘credit check’ make you cringe? Don’t worry, you’re not alone. Lots of Aussies are afraid their bad credit score automatically rules them out from getting a loan. Fortunately, Pocket Cash can help you find lenders willing to provide bad credit loans. Instead of assessing your application solely on the grounds of a credit check, we can match you with a lender who may look past your less than perfect score.
At Pocket Cash, we believe having a bad credit score doesn’t come close to telling us your whole story. This is why we strive to partner with lenders that look at the bigger picture. We can match you with lenders that will focus on your income, spending habits and financial commitments – rather than just your credit score. As long as they can determine you are in a position to repay the loan, a bad credit history won’t be the end-all.
Can I really get a same day loan?
In the past, bank-to-bank transfer times were too slow to accommodate instant payouts. Yet the recent introduction of the New Payments Platform (NPP) has enabled many lenders to get cash in accounts quicker. As a result, it really is possible for you to get a same day cash loan!
If you choose to apply with Pocket Cash during AEST business hours, then you payday loans Gainesboro no bank account could have an outcome on your application within 60 minutes. While we can’t guarantee the lender we match you with will be able to provide an instant loan, we can assure you they will do their best to conduct speedy assessments so you get your cash ASAP.
Once approved for a loan, if your bank account has NPP-enabled payments, you should receive your cash instantly. However, you will need to double-check this with your lender and your bank. You can find out if your bank has NPP-enabled payments by looking them up here.
Are you looking for a cheap personal loan? It is important to remember that every financial situation is different and, therefore, every personal loan is different. Pocket Cash can not guarantee we will match you with a lender that provides cheap personal loans. We don’t promise anything we can not absolutely provide. However, we will submit your loan application to a variety of different lenders and get back to you with the best possible rate. At Pocket Cash, we partner with lenders who offer competitive deals on personal loans.